Journal of Advanced Research in Accounting and Finance Management

A Study on Credit Facilities by Private Sector Banks In India

2024-04-16T04:47:41+00:00

This study investigates the landscape of credit facilities offered by private sector banks in India, examining the dynamics of lending practices, the impact of regulatory frameworks, and the role of technological advancements in shaping credit accessibility. A comprehensive analysis is conducted on the types of credit products offered, the risk management strategies employed by banks, and the effectiveness of credit evaluation processes. The study also delves into the factors influencing borrowers' choices and satisfaction levels with private sector banks. Methodologically, a combination of qualitative and quantitative research approaches is employed, utilizing surveys, interviews, and financial data analysis. The findings aim to contribute valuable insights to policymakers, financial institutions, and researchers interested in understanding the intricacies of credit facilities in the Indian banking sector. The study holds significance in the context of economic development, financial inclusion, and the overall stability of the banking industry (Vidani, 2015). Credit facilities, private sector banks, lending practices, risk management, regulatory frameworks, technological advancements, financial inclusion, and economic development. Remember to replace the generic terms with the specific details of your study. Additionally, for citations, make sure to refer to the relevant academic journals, books, or other authoritative sources that contribute to your study.

An evaluative study on internet banking security perceptions and practices among bank customers in Ahmedabad city

2024-04-16T04:50:26+00:00

In this generation of computers, Internet banking is the most common word for everyone. Now, we can easily transfer money to anyone, anytime, and everywhere. Banks have already taken important steps for this around the world. Most of the people in India run their livelihoods in agriculture, farming, small industries, and driving. However, there are much more factors in Gujarat, in which some areas seem to have reduced its usage. In this paper, we are trying to analyze the factors that are affecting the use of E-banking systems in Ahmedabad and to summarize and analyze customers’s perceptions of Internet banking systems. The purpose of the paper is to uncover the customers’ satisfaction with Internet banking services and evaluate their level of satisfaction with e-banking. The purpose of this paper is to find out how customers perceive Internet banking services and how satisfied they are with e-banking. The paper presents the analysis of 30 Internet banking customers who have bank accounts with different banks in Ahmedabad city. The basic features that affect the usage of Internet banking services are studied, and based on that, some possible suggestions are provided in the research paper.

Blockchain and Cryptocurrency: Emerging Trends in Digital Payment Technologies

2024-04-16T05:00:25+00:00

This paper examines the exciting developments in digital payments related to block chain technology and cryptocurrencies. We're going to explore an incredibly safe, open, and effective method of managing finances online. We will examine how emerging technologies, such as digital currencies, decentralized finance, and unique digital assets, are transforming the way we pay for goods and services. We'll also examine the prospects and problems in this area, as well as what it implies for regular people and corporations. This document serves as your guide to comprehending the trends influencing digital payments, regardless of your level of interest in technology or the future of money.

Investor Perspectives on Trading in the Stock Market as a Source of Income

2024-04-16T05:03:50+00:00

This investigation looks at the opinions of stock market investors who trade as their main source of income. The stock market has been a source of wealth generation for a long time, and its appeal as an income source has grown, especially in recent years with the rise of online trading platforms. To know the reasons behind the actions, strategies, and challenges, we carried out interviews and surveys with active stock traders.

WHY 90% OF STOCK MARKET TRADERS ARE IN LOSS?

2024-04-16T05:06:50+00:00

This secondary study aims to investigate the widely held belief that a sizable portion, approximately 90%, of stock market traders incur losses. By carefully going over a variety of books, financial statements, and market research, this study seeks to clarify the accuracy of the frequently referenced figure and explore the complex variables that could lead to those results. Our study includes a thorough examination of the psychological, behavioral, and market-related factors that influence traders' profitability. We examine how psychological elements like fear, greed, and overconfidence affect judgment as well as the part played by behavioral biases that could steer traders toward less-than-ideal tactics, all based on empirical data and well-established theories. Simultaneously, the research looks at market dynamics, such as volatility, liquidity, and unanticipated events, in order to identify outside factors affecting trade results. The goal of this research is to provide a comprehensive explanation of the reported high loss rate among stock market traders by combining available knowledge. It also aims to provide insights into possible methods for reducing risk, better decision-making, and raising overall trading success.