A Study on Credit Facilities by Private Sector Banks In India

Abstract

This study investigates the landscape of credit facilities offered by private sector banks in India, examining the dynamics of lending practices, the impact of regulatory frameworks, and the role of technological advancements in shaping credit accessibility. A comprehensive analysis is conducted on the types of credit products offered, the risk management strategies employed by banks, and the effectiveness of credit evaluation processes. The study also delves into the factors influencing borrowers' choices and satisfaction levels with private sector banks. Methodologically, a combination of qualitative and quantitative research approaches is employed, utilizing surveys, interviews, and financial data analysis. The findings aim to contribute valuable insights to policymakers, financial institutions, and researchers interested in understanding the intricacies of credit facilities in the Indian banking sector. The study holds significance in the context of economic development, financial inclusion, and the overall stability of the banking industry (Vidani, 2015). Credit facilities, private sector banks, lending practices, risk management, regulatory frameworks, technological advancements, financial inclusion, and economic development. Remember to replace the generic terms with the specific details of your study. Additionally, for citations, make sure to refer to the relevant academic journals, books, or other authoritative sources that contribute to your study.