Top 5 Priorities That Will Shape the Future Of Retail Banking Industry In India

Authors

  • BHADRAPPA HARALAYYA Associate Professor and HOD , Master of Business Administration, Lingaraj Appa Engineering College, Gornalli, Bidar ,Karnataka -

Abstract

Retail banking refers to the delivery of financial services by a bank to individual customers rather than to corporate clients, companies, or other banks. The main retail banking products include savings and transaction accounts, mortgages, personal loans, debit cards, and credit cards. India experienced a surge in retail banking after introducing financial sector reforms in 1992. The retail banking industry in India has fast emerged as one of the major contributors to the overall growth of the banking sector in the recent past. In the current business environment, the Indian banking industry is putting strategic emphasis on retail banking products to ensure profitability and lasting customer relationships. This is clear in rising trends in retail loans and deposit shares on commercial bank balance sheets and a persistent increase in the number of bank branches.

How to cite this article:
Haralayya B. Top 5 Priorities That will Shape The Future of Retail Banking Industry in India. J Adv Res HR Organ Mqmt 2021; 8(1&2): 17-18.

References

Basha, Jeelan and Haralayya, Dr. Bhadrappa, Performance Analysis of Financial Ratios - Indian Public Non-Life Insurance Sector (April 30, 2021). Available at SSRN: https://ssrn.com/abstract=3837465

Haralayya, Dr. Bhadrappa, Study on Performance of Foreign Banks in India (APRIL 2, 2016). Available at SSRN: https://ssrn.com/abstract=3844403 or http://dx.doi.org/10.2139/ssrn.3844403

Haralayya, Dr. Bhadrappa, E-Finance and the Financial Services Industry (MARCH 28, 2014). Available at SSRN: https://ssrn.com/abstract=3844405 or http://dx.doi.org/10.2139/ssrn.3844405

Haralayya, Dr. Bhadrappa and Saini, Shrawan Kumar, An Overview on Productive Efficiency of Banks & Financial Institution (2018). International Journal of Research, Volume 05 Issue 12, April 2018, Available at SSRN: https://ssrn.com/abstract=3837503

Haralayya, Dr. Bhadrappa, Review on the Productive Efficiency of Banks in Developing Country (2018). Journal for Studies in Management and Planning, Volume 04 Issue 05, April 2018, Available at SSRN: https://ssrn.com/abstract=3837496

Haralayya, Dr. Bhadrappa, The Productive Efficiency of Banks in Developing Country With Special Reference to Banks & Financial Institution (april 30, 2019). Available at SSRN: https://ssrn.com/abstract=3844432 or http://dx.doi.org/10.2139/ssrn.3844432

Published

2021-06-15

How to Cite

BHADRAPPA HARALAYYA. (2021). Top 5 Priorities That Will Shape the Future Of Retail Banking Industry In India. Journal of Advanced Research in HR and Organizational Management, 8(1 & 2), 17-18. Retrieved from https://adrjournalshouse.com/index.php/Journal-HumanResourcesOrg/article/view/1312